Personal Loan in Mumbai
Whatever be the reason, you no longer need to hold yourself back, just choose Personal Loan from any bank and put all your worries to rest. Oneshopfinance offers quotes for Personal Loan in Mumbai.
Compare personal loan offers and get best deals on personal loans in India from banks. Get Low Interest Rate Personal Loans .Get personal loans upto 17 Lakhs and upto 7 Years. Get short term and long term personal loans. Get Unsecured Personal Loan. Get Loans from Bank in Mumbai, A number of factors are taken into account when assessing your repayment capacity. Your income, age, number of dependants, qualifications, assets and liabilities, stability/ continuity
To qualify for a personal loan, the following criteria apply
- Applicant can be a salaried / self-employed individuals and should be a resident Indians.
- Professional self-employed individuals eligible for a personal loan are Doctors, Chartered Accountants, Cost Accountants, Company Secretaries, Architects, Engineers and Management Graduates.
- The minimum age of the Applicant / Guarantor should be 21 years for salaried and self-employed individuals.
- The maximum age of the Applicant / Guarantor at loan maturity should be 58 years for salaried individuals (60 years for Central Govt. employees) and 65 years for self-employed individuals.
- The minimum years in continuous employment / business should be 1 year for salaried individuals and 2 years for self-employed individuals.
- The minimum net annual income should be Rs.75,000 p.a. (including co-applicant’s or applicant’s income) for salaried and self-employed individuals.(Different banks Have different income criterias).
- The minimum stay at current residence should be 1 year for salaried and self-employed individuals
Documents required
1. Complete loan application form with 4 photographs.
2. Proof of Applicant’s Identity (any one of the following) Passport, Photo Pan Card, Voter’s Identity Card, Photo Ration Card, Defence Identity Card, Driving Licence, and Government Identity Card
3. Proof of Residence
- Passport
- Telephone (Land/Mobile) Bill
- Driving Licence
- Ration Card
- Electricity Bill
- Society Outgoing Bill
4. Age proofing certificate
- Passport
- Birth Certificate
- LIC Policy or Premium clearly indicating the applicant’s age
- Voter’s Identity Card
- School Leaving Certificate
5. Financial documents
- Salaried Individuals
- Latest salary slip showing statutory deductions OR Form 16 (Declaration from employer giving details of income and deductions, duly signed by an authorized signatory of the company)
- Latest acknowledged IT Return and Bank statements for the last 3 months
Below is list of Local Banks and also Overseas banks available in mumbai (India) for all type of banking transactions and other utilities available like Personal loans, Housing Loans, Saving and Current account openings, Special NRI accounts and Terms of Banks for banks doing foreign exchange transactions and Mortgage related details.
- Reserve Bank Of India
- State Bank of India
- Standard Chartered
- HDFC Bank
- HSBC BANK
- ICICI Bank
- Citi Bank
- UTI Bank (Now AXIS Bank)
- Bank of Baroda
- Allahabad Bank
- Kotak Mahindra
- Federal Bank
- Canara Bank
- UCO Bank
- Corporation Bank
- Andhra Bank
- Union Bank of India
- Syndicate Bank
- Bank of Punjab
- Centurion Bank Of Punjab
- Indian Bank
- ABN AMRO
- Central Bank of India
- Dena Bank
- Vijaya Bank
- Ingvysyabank.com
- Bank of Maharashtra
- South Indian Bank
- The Bank of Rajasthan
- Punjab national Bank
- State Bank Of Mysore
- IDBI Bank
- Oriental Bank Of Commerce
- Deutsche Bank
